Terms & Conditions for Subscription Planning

By accessing or using monavirosiq.sbs, you accept these terms and conditions as they apply to all UK-based users.

12 September 2025

Acceptance Of Terms

Use of our service confirms your agreement with the listed terms and any policies referenced herein. Please read all terms carefully before proceeding with your subscription.

Definitions

These terms use several defined phrases. Clarifications are provided for your convenience below.

• ‘Subscription’ means a recurring monthly service fee for financial planning support as outlined.
• ‘Advisor’ refers to our employee or authorised representative providing ongoing consultation.
• ‘User’ or ‘Client’ means an individual using monavirosiq.sbs subscription services within the UK.
• ‘Agreement’ refers to these terms and any referenced policies and updates.

Using Our Services

Subscription planning is for UK adults only, delivered under local regulation. You agree to use services for personal, non-commercial goals only.

Eligibility

You must be 18 or older and legally able to enter into a contract in the UK to subscribe to our planning services.

By using this site, you confirm you meet these criteria.

Your Responsibilities

Clients agree to provide accurate details and act lawfully.

• Maintain password and account confidentiality.
• Provide updates if your contact or payment details change.
• Use services only for your personal planning; commercial use is not permitted.
• Notify us of any security breaches or unauthorised activity immediately.

Prohibited Uses

The following activities are not allowed:

• Using the service for unlawful, fraudulent, or commercial purposes.
• Violating intellectual property, privacy, or moral rights of others.
• Introducing malicious code, hacking, or harming the website’s functionality.
• Tampering with service access restrictions or security features.
• Attempting to collect or misuse other users’ information.

Intellectual Property

All content, branding, and software belong to monavirosiq.sbs or its licensors. You may not copy, modify, or distribute materials except as expressly allowed in these terms or by written consent.

User Content

Content submitted by users (messages, enquiries) must not violate rights or laws and remains your responsibility.

Privacy & Data Protection

Your data is managed in line with the Privacy Policy and UK regulation. Review our Privacy Policy for full details. Privacy Policy

Site Disclaimer

Information provided is guidance, not personal professional advice. Users remain responsible for their decisions.

Limitation Of Liability

monavirosiq.sbs is not responsible for any loss incurred from reliance on the service. Use the website at your own risk.

Indemnity

You agree to protect and defend monavirosiq.sbs against claims, loss, or costs from your use or misuse of our site.

Resolving Disputes

Any disputes are to be resolved under UK law as outlined below.

Applicable Law

English and Welsh law applies to all terms and service access.

Termination

We may discontinue, suspend, or restrict services for violations or as legally required with notice where possible.

Modifications

We may update these terms to match regulatory updates or site changes. Continued use means acceptance of new terms.

Severability

If one part is found unenforceable, all others remain valid.

Entire Agreement

These terms, the Privacy Policy, and relevant policies are your complete agreement with monavirosiq.sbs.

Contact For Legal Queries

For contractual, legal, or compliance questions, use the contacts below.